SBA is not the only source for small business or personal loans. State and local economic development agencies and numerous non-profit organizations provide low-interest loans to small business owners who may not qualify for traditional commercial loans.
While every loan program has specific forms you need to fill out and documents you need to submit, you will likely need to submit the same information for different loan packages.
Before you start applying for loans, you should get some basic documentation together. The following are typical items for any small business loan application:
Loan Application Form
Income Tax Returns
Accounts Receivable and Accounts Payable
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