Occupation Profile for Credit Analysts

Analyze current credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with this credit information for use in decision-making.

 
 
 

 
 
Overview
$52,350.00 Median Annual Wage 3,000 Average Job Openings Per Year
1.2 Average Unemployment Percentage 14.9 Percentage That Completed High School
67,000 Employment Numbers in 2006 25.4 Percentage That Had Some College
68,000 Employment Numbers in 2016 (est.) 59.7 Percentage That Went Beyond College Degree

Sample Job Titles
Analyst
Credit Administrator
Credit Analyst
Credit Manager
Credit Negotiator
Credit Representative
Credit Specialist
Escrow Representative
Factorer
Financial Analyst
Loan Officer
Loan Review Analyst
Underwriter

Related Occupations

Sources: Career Guide to Industries (CGI), Occupational Information Network (O*Net), Occupation Outlook Handbook (OOH)
Knowledge
  • Mathematics — Knowledge of arithmetic, algebra, geometry, calculus, statistics, and their applications.
  • Engineering and Technology — Knowledge of the practical application of engineering science and technology. This includes applying principles, techniques, procedures, and equipment to the design and production of various goods and services.
  • Sales and Marketing — Knowledge of principles and methods for showing, promoting, and selling products or services. This includes marketing strategy and tactics, product demonstration, sales techniques, and sales control systems.
  • Medicine and Dentistry — Knowledge of the information and techniques needed to diagnose and treat human injuries, diseases, and deformities. This includes symptoms, treatment alternatives, drug properties and interactions, and preventive health-care measures.
  • Physics — Knowledge and prediction of physical principles, laws, their interrelationships, and applications to understanding fluid, material, and atmospheric dynamics, and mechanical, electrical, atomic and sub- atomic structures and processes.
Skills
  • Equipment Maintenance — Performing routine maintenance on equipment and determining when and what kind of maintenance is needed.
  • Coordination — Adjusting actions in relation to others' actions.
  • Active Learning — Understanding the implications of new information for both current and future problem-solving and decision-making.
  • Writing — Communicating effectively in writing as appropriate for the needs of the audience.
  • Troubleshooting — Determining causes of operating errors and deciding what to do about it.
Abilities
  • Near Vision — The ability to see details at close range (within a few feet of the observer).
  • Stamina — The ability to exert yourself physically over long periods of time without getting winded or out of breath.
  • Explosive Strength — The ability to use short bursts of muscle force to propel oneself (as in jumping or sprinting), or to throw an object.
  • Oral Comprehension — The ability to listen to and understand information and ideas presented through spoken words and sentences.
  • Hearing Sensitivity — The ability to detect or tell the differences between sounds that vary in pitch and loudness.
Tasks
  • Supplemental — Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
  • Supplemental — Generate financial ratios, using computer programs, to evaluate customers' financial status.
  • Supplemental — Review individual or commercial customer files to identify and select delinquent accounts for collection.
  • Supplemental — Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
  • Supplemental — Consult with customers to resolve complaints and verify financial and credit transactions.
Activities
  • Monitoring and Controlling Resources — Monitoring and controlling resources and overseeing the spending of money.
  • Guiding, Directing, and Motivating Subordinates — Providing guidance and direction to subordinates, including setting performance standards and monitoring performance.
  • Assisting and Caring for Others — Providing personal assistance, medical attention, emotional support, or other personal care to others such as coworkers, customers, or patients.
  • Repairing and Maintaining Electronic Equipment — Servicing, repairing, calibrating, regulating, fine-tuning, or testing machines, devices, and equipment that operate primarily on the basis of electrical or electronic (not mechanical) principles.
  • Getting Information — Observing, receiving, and otherwise obtaining information from all relevant sources.
Related College Curriculum
 
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1776 Credit Analyst Jobs Found


Job Description A community bank is looking forsomeone to fill opening for a Credit Analyst. The ideal candidate will workwith internal and externa...
GPAC - MN - Eagan - posted 22 days ago
Credit Analyst National Commercial equipment finance and leasing company focusing in the construction, fleet transportation and waste industries is...
- NC - Charlotte - posted 20 days ago
Credit Analyst Charlotte, NC Commercial Credit Group Inc (CCG) is an independent national commercial equipment finance and leasing company focused ...
Commercial Credit Group Inc. - NC - Charlotte - posted 24 days ago
Description: TheCredit Analyst is responsible for administering credit policies in order toenhance sales volume and productivity, optimize cash flo...
Collabera - GA - Atlanta - posted 10 days ago
Ref ID: 02311-0009251554 Classification: Credit Analyst Compensation: $20.90 to $24.20 per hour A Financial Institution is looking for 3 Credit Ris...
Accountemps - MN - Saint Louis Park - posted 3 days ago
Our client, a global logistics company in the northwest suburbs of Chicago, is looking for a Credit Analyst to join their team! A qualified Credit ...
The LaSalle Network Inc - IL - Schaumburg - posted 15 days ago
Ref ID: 01300-9500546802 Classification: Credit Analyst Compensation: DOE A growing organization in the Chicago area is looking for a Commercial Cr...
Accountemps - IL - Chicago - posted 17 days ago
Credit Analyst ABOUT THE COMPANY Our client is a leading service organization in the Nashville market and looking to hire a Credit Analyst. The com...
Creative Financial Staffing - TN - Nashville - posted 12 days ago
Position Title:Credit Analyst Location:Stamford Credit Office (Stamford, San Angelo, Spur, Lamesa service Area). Position may locate at Stamford, S...
Farm Credit Bank of Texas - TX - Stamford - posted 10 days ago
Ref ID: 03700-0009289136 Classification: Credit Analyst Compensation: DOE Industry leader located in the Lehigh Valley has an immediate need for a ...
Accountemps - PA - Alburtis - posted 5 days ago

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