Occupation Profile for Credit Analysts

Analyze current credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with this credit information for use in decision-making.

 
 
 

 
 
Overview
$52,350.00 Median Annual Wage 3,000 Average Job Openings Per Year
1.2 Average Unemployment Percentage 14.9 Percentage That Completed High School
67,000 Employment Numbers in 2006 25.4 Percentage That Had Some College
68,000 Employment Numbers in 2016 (est.) 59.7 Percentage That Went Beyond College Degree

Sample Job Titles
Analyst
Credit Administrator
Credit Analyst
Credit Manager
Credit Negotiator
Credit Representative
Credit Specialist
Escrow Representative
Factorer
Financial Analyst
Loan Officer
Loan Review Analyst
Underwriter

Related Occupations

Sources: Career Guide to Industries (CGI), Occupational Information Network (O*Net), Occupation Outlook Handbook (OOH)
Knowledge
  • Mathematics — Knowledge of arithmetic, algebra, geometry, calculus, statistics, and their applications.
  • Engineering and Technology — Knowledge of the practical application of engineering science and technology. This includes applying principles, techniques, procedures, and equipment to the design and production of various goods and services.
  • Sales and Marketing — Knowledge of principles and methods for showing, promoting, and selling products or services. This includes marketing strategy and tactics, product demonstration, sales techniques, and sales control systems.
  • Medicine and Dentistry — Knowledge of the information and techniques needed to diagnose and treat human injuries, diseases, and deformities. This includes symptoms, treatment alternatives, drug properties and interactions, and preventive health-care measures.
  • Physics — Knowledge and prediction of physical principles, laws, their interrelationships, and applications to understanding fluid, material, and atmospheric dynamics, and mechanical, electrical, atomic and sub- atomic structures and processes.
Skills
  • Equipment Maintenance — Performing routine maintenance on equipment and determining when and what kind of maintenance is needed.
  • Coordination — Adjusting actions in relation to others' actions.
  • Active Learning — Understanding the implications of new information for both current and future problem-solving and decision-making.
  • Writing — Communicating effectively in writing as appropriate for the needs of the audience.
  • Troubleshooting — Determining causes of operating errors and deciding what to do about it.
Abilities
  • Near Vision — The ability to see details at close range (within a few feet of the observer).
  • Stamina — The ability to exert yourself physically over long periods of time without getting winded or out of breath.
  • Explosive Strength — The ability to use short bursts of muscle force to propel oneself (as in jumping or sprinting), or to throw an object.
  • Oral Comprehension — The ability to listen to and understand information and ideas presented through spoken words and sentences.
  • Hearing Sensitivity — The ability to detect or tell the differences between sounds that vary in pitch and loudness.
Tasks
  • Supplemental — Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
  • Supplemental — Generate financial ratios, using computer programs, to evaluate customers' financial status.
  • Supplemental — Review individual or commercial customer files to identify and select delinquent accounts for collection.
  • Supplemental — Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
  • Supplemental — Consult with customers to resolve complaints and verify financial and credit transactions.
Activities
  • Monitoring and Controlling Resources — Monitoring and controlling resources and overseeing the spending of money.
  • Guiding, Directing, and Motivating Subordinates — Providing guidance and direction to subordinates, including setting performance standards and monitoring performance.
  • Assisting and Caring for Others — Providing personal assistance, medical attention, emotional support, or other personal care to others such as coworkers, customers, or patients.
  • Repairing and Maintaining Electronic Equipment — Servicing, repairing, calibrating, regulating, fine-tuning, or testing machines, devices, and equipment that operate primarily on the basis of electrical or electronic (not mechanical) principles.
  • Getting Information — Observing, receiving, and otherwise obtaining information from all relevant sources.
Related College Curriculum
 
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1652 Credit Analyst Jobs Found


Credit Analyst PeoplesBank is the largest mutually chartered bank in Western Massachusetts and a leader in green values, sustainable energy financi...
PeoplesBank - Holyoke, MA - posted 9 days ago
Our client has an immediate need for a Credit & Collections Analyst. Please forward a Word or PDF file of current resume for immediate review. Posi...
- CA - Riverside - posted 8 days ago
Ref ID: 02090-0008904504 Classification: Credit Analyst Compensation: $11.64 to $13.48 per hour IMMEDIATE START!! APPLY NOW!! Do you thrive in fast...
Accountemps - SD - Sioux Falls - posted 13 days ago
Who are we? TEKsystems ® Inc. is a leading provider of strategic IT staffing and Global Services for 82% of the Fortune 500. Ranked #1 in the indus...
TEKsystems, Inc - Hanover - posted 17 days ago
Pridestaff Financial is seeking an entry level Credit Analyst for a Northern Palm Beach County client on a temp to hire basis. Ideal candidate will...
- FL - North Palm Beach - posted 10 days ago
Position Description: Analyzes credit data to estimate degree of risk involved in extending credit or lending money to firms or individuals by perf...
N Wasserstrom & Sons - OH - Columbus - posted 23 days ago
Ref ID: 00703-0008933780 Classification: Financial Analyst - Entry Level Compensation: DOE Immediate Credit Analyst Opportunity with large internat...
Accountemps - CT - Windsor - posted 23 days ago
Ref ID: 02930-0008952832 Classification: Credit Analyst Compensation: $14.25 to $16.50 per hour Accountemps has an immediate need for a temporary t...
Accountemps - NY - Ronkonkoma - posted 7 days ago
Ref ID: 00910-0008958194 Classification: Credit Analyst Compensation: $15.84 to $18.34 per hour Mid-size Construction Firm located in Kennesaw is s...
Accountemps - GA - Kennesaw - posted 1 day ago
Vaco has been engaged by one of Birmingham's premier Real Estate and Development companies to identify a Credit Analyst who will be responsible for...
Vaco Staffing - Birmingham - posted 8 days ago

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