Occupation Profile for Credit Analysts

Analyze current credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with this credit information for use in decision-making.

 
 
 

 
 
Overview
$52,350.00 Median Annual Wage 3,000 Average Job Openings Per Year
1.2 Average Unemployment Percentage 14.9 Percentage That Completed High School
67,000 Employment Numbers in 2006 25.4 Percentage That Had Some College
68,000 Employment Numbers in 2016 (est.) 59.7 Percentage That Went Beyond College Degree

Sample Job Titles
Analyst
Credit Administrator
Credit Analyst
Credit Manager
Credit Negotiator
Credit Representative
Credit Specialist
Escrow Representative
Factorer
Financial Analyst
Loan Officer
Loan Review Analyst
Underwriter

Related Occupations

Sources: Career Guide to Industries (CGI), Occupational Information Network (O*Net), Occupation Outlook Handbook (OOH)
Knowledge
  • Mathematics — Knowledge of arithmetic, algebra, geometry, calculus, statistics, and their applications.
  • Engineering and Technology — Knowledge of the practical application of engineering science and technology. This includes applying principles, techniques, procedures, and equipment to the design and production of various goods and services.
  • Sales and Marketing — Knowledge of principles and methods for showing, promoting, and selling products or services. This includes marketing strategy and tactics, product demonstration, sales techniques, and sales control systems.
  • Medicine and Dentistry — Knowledge of the information and techniques needed to diagnose and treat human injuries, diseases, and deformities. This includes symptoms, treatment alternatives, drug properties and interactions, and preventive health-care measures.
  • Physics — Knowledge and prediction of physical principles, laws, their interrelationships, and applications to understanding fluid, material, and atmospheric dynamics, and mechanical, electrical, atomic and sub- atomic structures and processes.
Skills
  • Equipment Maintenance — Performing routine maintenance on equipment and determining when and what kind of maintenance is needed.
  • Coordination — Adjusting actions in relation to others' actions.
  • Active Learning — Understanding the implications of new information for both current and future problem-solving and decision-making.
  • Writing — Communicating effectively in writing as appropriate for the needs of the audience.
  • Troubleshooting — Determining causes of operating errors and deciding what to do about it.
Abilities
  • Near Vision — The ability to see details at close range (within a few feet of the observer).
  • Stamina — The ability to exert yourself physically over long periods of time without getting winded or out of breath.
  • Explosive Strength — The ability to use short bursts of muscle force to propel oneself (as in jumping or sprinting), or to throw an object.
  • Oral Comprehension — The ability to listen to and understand information and ideas presented through spoken words and sentences.
  • Hearing Sensitivity — The ability to detect or tell the differences between sounds that vary in pitch and loudness.
Tasks
  • Supplemental — Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
  • Supplemental — Generate financial ratios, using computer programs, to evaluate customers' financial status.
  • Supplemental — Review individual or commercial customer files to identify and select delinquent accounts for collection.
  • Supplemental — Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
  • Supplemental — Consult with customers to resolve complaints and verify financial and credit transactions.
Activities
  • Monitoring and Controlling Resources — Monitoring and controlling resources and overseeing the spending of money.
  • Guiding, Directing, and Motivating Subordinates — Providing guidance and direction to subordinates, including setting performance standards and monitoring performance.
  • Assisting and Caring for Others — Providing personal assistance, medical attention, emotional support, or other personal care to others such as coworkers, customers, or patients.
  • Repairing and Maintaining Electronic Equipment — Servicing, repairing, calibrating, regulating, fine-tuning, or testing machines, devices, and equipment that operate primarily on the basis of electrical or electronic (not mechanical) principles.
  • Getting Information — Observing, receiving, and otherwise obtaining information from all relevant sources.
Related College Curriculum
 
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1588 Credit Analyst Jobs Found


Credit Analyst Credit Acceptance works with car dealers nationwide to enable them to sell vehicles to customers on credit, regardless of their cred...
Credit Acceptance Corporation - Southfield - posted 18 days ago
Job Summary: Reporting to the Corporate Credit Manager, the Credit Analyst is responsible for ensuring high quality accounts receivable. This is ac...
Aston Carter - Monroe - posted 1 day ago
Position Overview : The Credit Analyst will be responsible for processing credit applications to determine credit eligibility within PLS Loan Guide...
PLS Financial Services, Inc - Oak Brook - posted 19 days ago
Ref ID: 00610-9500155233 Classification: Credit Analyst Compensation: $20.00 to $24.00 per hour A Downtown Denver Company is seeking a Credit Analy...
Accountemps - CO - Denver - posted 16 days ago
Help FirstAmerican Payment Systems continue to be a leader in the credit card processingindustry by acting as a Credit Analyst . This position is r...
First American Payment Systems - Downtown Fort Worth - posted 23 days ago
Recruiter to contact: George Estepp Job Title: Credit Analyst Job Number: 155470 Location: Houston, TX Compensation: DOE Assignment Length: Contrac...
Cenergy Partners - TX - Houston - posted 25 days ago
Aerotek is looking for an Operations Analyst for the Credit and Operations team for an international small business loan company. These people will...
Aerotek - Arlington - posted 2 days ago
RESPONSIBILITIES: Kforce has a client in Rolling Meadows, Illinois (IL) that is seeking a Credit Analyst. Responsibilities: Assist with managing th...
Kforce Finance and Accounting - IL - Arlington Heights - posted 3 days ago
Credit Analyst ABOUT THE COMPANY Our client is a leading organization in the Columbus market; the company is looking to add a Credit Analyst. The c...
Creative Financial Staffing - OH - Lewis Center - posted 4 days ago
Inland Bank and Trust offers customers a friendly, local bank that is backed by the same kind of financial strength as larger banks. The goal we st...
Inland Bank & Trust - IL - Oak Brook - posted 15 days ago

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