Occupation Profile for Credit Analysts

Analyze current credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with this credit information for use in decision-making.


$52,350.00 Median Annual Wage 3,000 Average Job Openings Per Year
1.2 Average Unemployment Percentage 14.9 Percentage That Completed High School
67,000 Employment Numbers in 2006 25.4 Percentage That Had Some College
68,000 Employment Numbers in 2016 (est.) 59.7 Percentage That Went Beyond College Degree

Sample Job Titles
Credit Administrator
Credit Analyst
Credit Manager
Credit Negotiator
Credit Representative
Credit Specialist
Escrow Representative
Financial Analyst
Loan Officer
Loan Review Analyst

Related Occupations

Sources: Career Guide to Industries (CGI), Occupational Information Network (O*Net), Occupation Outlook Handbook (OOH)
  • Mathematics — Knowledge of arithmetic, algebra, geometry, calculus, statistics, and their applications.
  • Engineering and Technology — Knowledge of the practical application of engineering science and technology. This includes applying principles, techniques, procedures, and equipment to the design and production of various goods and services.
  • Sales and Marketing — Knowledge of principles and methods for showing, promoting, and selling products or services. This includes marketing strategy and tactics, product demonstration, sales techniques, and sales control systems.
  • Medicine and Dentistry — Knowledge of the information and techniques needed to diagnose and treat human injuries, diseases, and deformities. This includes symptoms, treatment alternatives, drug properties and interactions, and preventive health-care measures.
  • Physics — Knowledge and prediction of physical principles, laws, their interrelationships, and applications to understanding fluid, material, and atmospheric dynamics, and mechanical, electrical, atomic and sub- atomic structures and processes.
  • Equipment Maintenance — Performing routine maintenance on equipment and determining when and what kind of maintenance is needed.
  • Coordination — Adjusting actions in relation to others' actions.
  • Active Learning — Understanding the implications of new information for both current and future problem-solving and decision-making.
  • Writing — Communicating effectively in writing as appropriate for the needs of the audience.
  • Troubleshooting — Determining causes of operating errors and deciding what to do about it.
  • Near Vision — The ability to see details at close range (within a few feet of the observer).
  • Stamina — The ability to exert yourself physically over long periods of time without getting winded or out of breath.
  • Explosive Strength — The ability to use short bursts of muscle force to propel oneself (as in jumping or sprinting), or to throw an object.
  • Oral Comprehension — The ability to listen to and understand information and ideas presented through spoken words and sentences.
  • Hearing Sensitivity — The ability to detect or tell the differences between sounds that vary in pitch and loudness.
  • Supplemental — Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
  • Supplemental — Generate financial ratios, using computer programs, to evaluate customers' financial status.
  • Supplemental — Review individual or commercial customer files to identify and select delinquent accounts for collection.
  • Supplemental — Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
  • Supplemental — Consult with customers to resolve complaints and verify financial and credit transactions.
  • Monitoring and Controlling Resources — Monitoring and controlling resources and overseeing the spending of money.
  • Guiding, Directing, and Motivating Subordinates — Providing guidance and direction to subordinates, including setting performance standards and monitoring performance.
  • Assisting and Caring for Others — Providing personal assistance, medical attention, emotional support, or other personal care to others such as coworkers, customers, or patients.
  • Repairing and Maintaining Electronic Equipment — Servicing, repairing, calibrating, regulating, fine-tuning, or testing machines, devices, and equipment that operate primarily on the basis of electrical or electronic (not mechanical) principles.
  • Getting Information — Observing, receiving, and otherwise obtaining information from all relevant sources.
Related College Curriculum
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1574 Credit Analyst Jobs Found

Albion Staffing Solutions is an established ISO 9000 certified full-service staffing company with 5 offices in South Florida. We have a Client seek...
Albion Staffing Solutions, Inc. - FL - Coral Gables - posted 12 days ago
Credit Analyst Naperville,IL Commercial Credit GroupInc (CCG) is an independent national commercial equipmentfinance and leasing company focused on...
Commercial Credit Group - IL - Naperville - posted 13 days ago
Large credit union in West Houston is seeking a Credit Analyst. This is a contract opportunity scheduled to last at least 8 weeks. The Credit Analy...
FiStaff, Inc. - TX - Houston - posted 7 days ago
Who are we? TEKsystems ® Inc. is a leading provider of strategic IT staffing and Global Services for 82% of the Fortune 500. Ranked #1 in the indus...
TEKsystems, Inc - Hanover - posted 13 days ago
Position Overview : The Credit Analyst will be responsible for processing credit applications to determine credit eligibility within PLS Loan Guide...
PLS Financial Services, Inc - Oak Brook - posted 1 day ago
Ref ID: 01070-0008900168 Classification: Credit Analyst Compensation: $17.00 to $19.00 per hour AccounTemps is seeking an experience Credit Analyst...
Accountemps - FL - Tampa - posted 4 days ago
Ref ID: 03600-0008898404 Classification: Credit Analyst Compensation: $16.00 to $19.00 per hour A renowned Distribution company is looking for a Cr...
Accountemps - OR - Portland - posted 5 days ago
The employee is responsible for working as a member of a cross-functional team focused on providing loans and financial services of high quality an...
Farm Credit East, ACA - NY - Riverhead - posted 13 days ago
Primary responsibilities of the Commercial Credit Analyst include performing underwriting analysis and preparing loan presentations for credit appr...
Johnson Financial Group - WI - Racine - posted 14 days ago
Summary The Credit Analyst underwrites commercial and commercial real estate loan requests by reviewing and analyzing financial and industry data, ...
SNI Financial - La Porte - posted 20 days ago

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